Banking & ATM

1. 我想兌換港幣。

   ngo5 soeng2 deoi3 wun6 gong2 bai6.

   I'd like to exchange for Hong Kong dollars.

   Usage

   The standard phrase for currency exchange to HKD

   Grammar Note

   "港幣" is the formal name for HKD. "兌換" is the formal verb for currency exchange

2. 今日匯率係幾多？

   gam1 jat6 wui6 leot6 hai6 gei2 do1?

   What is today's exchange rate?

   Usage

   Checking the exchange rate before converting currency

   Grammar Note

   "幾多" asks about quantity or amount. "係幾多" = "what is [amount]?"

3. 我想提款。

   ngo5 soeng2 tai4 fun2.

   I'd like to withdraw cash.

   Usage

   Used at a bank teller or ATM to withdraw cash

   Grammar Note

   "提款" = "提" (withdraw) + "款" (funds). ATMs are called "提款機"

4. 呢度收唔收手續費？

   ni1 dou6 sau1 m4 sau1 sau2 zuk6 fai3?

   Is there a service charge here?

   Usage

   Checking if a fee applies for currency exchange or transfers

   Grammar Note

   "收唔收" is A-not-A for "charge". "手續費" = procedure/handling fee

5. 我想開戶口。

   ngo5 soeng2 hoi1 wu6 hau2.

   I'd like to open a bank account.

   Usage

   Requesting to open a bank account in Hong Kong

   Grammar Note

   "戶口" is Cantonese for bank account — equivalent to Mandarin "帳戶"

6. ATM喺邊度？

   ATM hai2 bin1 dou6?

   Where is the ATM?

   Usage

   A simple phrase to locate the nearest ATM

   Grammar Note

   "喺邊度" means "where is it". "喺" is both existential verb and locative preposition

7. 我想匯款去日本。

   ngo5 soeng2 wui6 fun2 heoi3 jat6 bun2.

   I'd like to send money to Japan.

   Usage

   Used at a bank to request an international money transfer

   Grammar Note

   "匯款去 [place]" means remit money to a destination. "去" introduces the destination

8. 我唔記得咗密碼。

   ngo5 m4 gei3 dak1 zo2 mat6 maa5.

   I forgot my PIN.

   Usage

   Used when you have forgotten your PIN at the ATM or bank

   Grammar Note

   "唔記得" means "forget". Adding "咗" marks completed action — "have forgotten"

9. 請問銀行幾點關門？

   cing2 man6 ngan4 hong4 gei2 dim2 gwaan1 mun4?

   What time does the bank close?

   Usage

   Checking bank closing hours in Hong Kong

   Grammar Note

   "請問" is a polite enquiry opener. "幾點關門" asks the closing time

10. 我張卡被吞咗。

    ngo5 zoeng1 kaat1 bei6 tan1 zo2.

    My card got swallowed by the machine.

    Usage

    Telling bank staff that the ATM has retained your card

    Grammar Note

    "被 + verb + 咗" is passive + completed aspect. "張" is measure word for flat objects like cards

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